If i sign up to a paid porn site on my credit card will my parents know? When i go to to them sites like payday usa i never get to where i want to be too many pop ups that send me around in circles i just want a quick easy no credit check loan What site can i go to to get a cash advance loan like a 500 dollar loan? But I am curious how someone couold actually get away with insurance fraud? Anyone know of anyone that has got away with it?" I have an issue with a auto loan, but not desperate and not willing to risk my freedom. He wants to know how he can dump the car and get away with it. All the options he received here were the usual. Repayment of loan from a business partner after April 5th?Ĭan i give back a bank auto loan for a private party vehicle if i decide not to buy the car anymore or hes sold it already and havent gave the seller the check to cash in yet? what are my options? i still have the check they mailed to me.įrom a previous question I seen on here.
I'm so ticked off to say thisĪNSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. She offered me a settled" price of $80.00. They pretty much told me to suck it up, take the blow, and move on, else my credit rating would be hit. We start getting calls at work from a debt collection agency. Moreover, I looked up parts and found that the plastic hubcap replacement cost was 30-some bucks. HOWEVER, I get a letter in the mail stating that the PLASTIC hubcap on one of the rear wheel had a crack in it. I was told the car would be inspected days later and I would notified if there were any problems. I turned the car in to a local dealer (non-smoking / super condition). I did this - every single payment was made via direct deposit. I was to send my payments to Ally for the remainder of the lease. In 2010, a company called Ally took over the lease. In fact, just before this thing happened, I had a credit score of nearly 810. However, this whole situation I'm in has fueled me with complete anger. Claimed they had to go by CRA info.Ally took my 810 credit score to 670. WF was going by CRA info which had not been updated by WF, instead of internal info. What? When I pointed out that we owed $1082 at that time the loan processor said, not according to Experian. Off topic a bit but maybe interesting to some: The main reason I asked WF to update the CRAs was because I was thinking about a HELOC through Wells Fargo and the loan processor mentioned that the large balance due on the auto loan hurt DTI. (The biggest hit I took was 27 points on Equifax 9.) It took about 2 weeks until I began seeing the reason code "no outstanding loan" (I can't remember exact wording) beneath my scores at the various banks I have cards with. They assured me it would have automatically been done when I made the last payment but had no words when they confirmed that was 10 months ago. In January I decided to rip off the bandaid and gain some data point understanding by removing the now paid off loan from my credit reports, so called WF again and asked them to manually send info to the CRAs. I let it ride since it was my only outstanding loan and I learned here on myFICO that I was also getting additional points since loan was under 10% utilization. In March of 2020 the loan was paid and I received clear title in the mail. Within a month it was updated.Īt that point I had 3 payments left. No good answers but they assured they would update then. When I realized I called and questioned why. My Wells Fargo auto loan want updated for most of 20.
I agree it will probably be updated much sooner than 45 days since it was a manual request.